Chocolate Banana Bread
- By Jennifer Segal
- Updated July 29, 2026
- 445 Comments
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Rich, chocolaty, and loaded with sweet banana flavor, this chocolate banana bread turns those spotted bananas on your counter into an irresistible snack that’s wonderful any time of day.

If you love banana bread but never say no to chocolate, this chocolate banana bread combines the best of both. Cocoa powder and plenty of chocolate chips create rich chocolate flavor, while sour cream keeps every slice exceptionally moist and tender. Ripe bananas add natural sweetness and plenty of banana flavor. It comes together like a classic quick bread but tastes almost like chocolate cake—perfect for breakfast, an afternoon snack, or dessert.
Love chocolate quick breads? Be sure to try my chocolate zucchini bread too—it’s just as rich, moist, and chocolatey.
“Exquisite, fabulous, hands down the most beautiful, moist, decadent, delicious, cake-like, chocolaty, awesome banana bread I’ve ever had.”
What You’ll Need To Make Chocolate Banana Bread

- All-purpose flour: Provides the structure for the loaf. Measure it by spooning the flour into your measuring cup and leveling it off with a knife rather than scooping directly from the bag, which can pack in too much flour and lead to a dry loaf.
- Natural unsweetened cocoa powder: Gives the bread its rich chocolate flavor. Be sure to use natural cocoa powder rather than Dutch-process cocoa, as its acidity reacts with the baking soda to help the loaf rise properly.
- Baking soda: The leavening that gives the bread its lift and tender crumb. It reacts with the acidity in the natural cocoa powder and sour cream. (Baking powder is never a suitable substitute; for more on the difference between the two, see my guide to baking soda vs. baking powder.)
- Salt: Enhances both the chocolate and banana flavors while balancing the sweetness. All sweet treats need a touch of salt!
- Unsalted butter: Adds richness and buttery flavor. Make sure it’s softened to room temperature so it creams easily with the sugar.
- Sugar: Sweetens the bread while also contributing to its soft, tender texture.
- Large eggs: Bind the batter together and provide structure.
- Mashed bananas: The riper the bananas, the better. Look for peels that are heavily speckled or mostly brown, as overripe bananas are sweeter, softer, and mash more easily into the batter. Frozen bananas work well too (see my post how to freeze bananas for details on freezing and thawing). Pro tip: To quickly ripen bananas, store them in a loosely sealed brown paper bag.
- Sour cream: One of the keys to this recipe. It makes the loaf exceptionally moist and tender while its acidity works with the baking soda to create a lighter texture. Full-fat plain Greek yogurt can be substituted in a pinch.
- Vanilla extract: Rounds out the flavors and enhances both the chocolate and banana.
- Semi-sweet chocolate chips: Create little pockets of melted chocolate throughout the loaf for a double dose of chocolate. Feel free to stir in a handful of chopped walnuts or pecans for crunch, or substitute some of the chocolate chips with white chocolate or peanut butter chips for a fun variation.
- Jump to the printable recipe for precise measurements
STEP-BY-STEP Instructions
Step 1: Mix the dry ingredients. Whisk together the flour, cocoa powder, baking soda, and salt. Set aside.

Step 2: Cream the butter and sugar. In another bowl, cream the butter and sugar until light and fluffy. This step helps create a tender crumb, so don’t rush it.
Pro tip: Make sure your butter is fully softened before you start — it should give easily when you press it but still hold its shape. If it’s too cold, it won’t cream properly; if it’s too warm and greasy, you won’t get that light, fluffy texture.

Step 3: Add the eggs. Add the eggs one at a time, beating well after each addition until fully incorporated before adding the next.

Step 4: Add the dry ingredients. Add the dry ingredients to the butter mixture and beat gently until just combined.

Step 5: Mix in the bananas, sour cream, and vanilla. Mix in the mashed bananas, sour cream, and vanilla until just evenly incorporated. It’s important to avoid overmixing once the flour is added, as it develops the gluten in the flour, which can make quick breads tough instead of tender.

Step 6: Fold in the chocolate chips. Add the chocolate chips and fold with a rubber spatula until evenly incorporated. The batter will be quite thick—that’s exactly what you want. Pour the batter into a greased loaf pan and spread evenly with a spatula. Don’t worry if it isn’t perfectly level, as it will even out as it bakes.

Step 7: Bake and cool. Bake for about 70 minutes, or until done. A toothpick inserted into the center should come out with a few moist crumbs attached but no wet batter. Because chocolate batters are dark, it’s harder to judge doneness by color alone. Let the bread rest in the pan briefly, then turn it out onto a rack to finish cooling. The bread is best freshly baked, but keeps at room temperature for up to 3 days or can be frozen for longer storage.
Freezing tip: If you’d like to enjoy the bread as an occasional snack when a craving strikes, before freezing, slice the bread and wrap the slices individually— that way you can pull out exactly what you need rather than thawing the whole loaf.

Ripe Bananas? More Banana Breads You May Like
Chocolate Banana Bread
Ingredients
- 1¼ cups all-purpose flour, spooned into measuring cup and leveled-off
- ¼ cup natural unsweetened cocoa powder, such as Hershey's (see note)
- 1 teaspoon baking soda
- 1 teaspoon salt
- ½ cup (1 stick) unsalted butter, at room temperature
- 1 cup sugar
- 2 large eggs
- 1 cup mashed very ripe bananas, from 2 to 3 brown bananas
- ½ cup sour cream
- 1 teaspoon vanilla
- ½ cup semi-sweet chocolate chips
Instructions
- Preheat the oven to 350°F (175°C) and set a rack in the middle position. Grease a 9 x 5-in (23 x 13-cm) loaf pan with non-stick cooking spray.
- In a medium bowl, combine the flour, cocoa powder, baking soda and salt. Whisk until there are no more lumps in the cocoa powder and the mixture is well combined. Set aside.
- In a large bowl or electric mixer fitted with the paddle attachment or beaters, beat the butter and sugar until light and fluffy, 2 to 3 minutes. Add the eggs one at a time, incorporating well after each addition. Add the dry ingredients and beat gently until just combined. Add the bananas, sour cream and vanilla and mix on low speed to combine. Fold in the chocolate chips. Do not overmix.
- Pour the batter into the prepared loaf pan and spread evenly with a spatula. Bake until a toothpick inserted into the center comes out with a few moist crumbs attached, about 1 hour and 10 minutes. Let the loaf rest in the pan for about 10 minutes, run a blunt knife around the edges to loosen, then turn it out onto a rack to cool completely.
Notes
- There are two types of unsweetened cocoa powder: natural (such as Hershey's) and Dutch-processed. Dutch-processed will not work in this recipe.
- Make-Ahead/Freezing Instructions: The bread is best enjoyed fresh, but it can be wrapped in aluminum foil and stored at room temperature for up to 3 days. If you'd like to keep it longer, the bread can be frozen for up to 3 months. After it is completely cooled, wrap it securely in aluminum foil, freezer wrap, or place in a freezer bag. Thaw overnight in the refrigerator before serving.
Nutrition Information
This website is written and produced for informational purposes only. I am not a certified nutritionist and the nutritional data on this site has not been evaluated or approved by a nutritionist or the Food and Drug Administration. Nutritional information is offered as a courtesy and should not be construed as a guarantee. The data is calculated through an online nutritional calculator, Edamam.com. Although I do my best to provide accurate nutritional information, these figures should be considered estimates only. Varying factors such as product types or brands purchased, natural fluctuations in fresh produce, and the way ingredients are processed change the effective nutritional information in any given recipe. Furthermore, different online calculators provide different results depending on their own nutrition fact sources and algorithms. To obtain the most accurate nutritional information in a given recipe, you should calculate the nutritional information with the actual ingredients used in your recipe, using your preferred nutrition calculator.
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Hi can I use yogurt instead of sour cream ?
Sure, that will work. Enjoy!
Thank you, it came out so wonderful with that substitution! My 17 month old loved it too:)
So glad — thanks for reporting back!
This is amazing I made this today for the first time and it came out absolutely perfect. I am good at cooking but lack baking skills and this came out fabulous, I love the way the pictures are listed so you know what the consistency should look like thank you Jen super Fan of all of your recipes and love your cooking book!
Dawn
I have already made this a few times – never lasts long around our house. Turned out perfectly each time.
Holy macaroni this is so good! Super simple to make and I had most of the ingredients already. I cut out the added granulated sugar and used oil instead of butter- so good! You feel like you are still indulging without the sugar. Wahoo keep posting more recipes
This was so good! I made it in a sheet pan that could fit in my toaster oven instead of the loaf pan it cooked in less time. I also had dutch process cocoa on hand so I goggled that you can substitute by using double the amount of baking powder for the amount of baking soda it calls for and it turned out great. It was like a moist cake. I topped mine with nuts and didn’t have chocolate chips. So good this will be a favorite in our home for sure.
Can I substitute something else in chocolate banana bread than sour cream
Hi Wendy, plain yogurt is a good substitute for the sour cream. Hope that helps!
The chocolate banana bread is, as my family says, devilishly delicious! Super easy to make. When I ran out of semisweet chocolate chips, I substituted dark chocolate chips. They’re somewhat larger and sunk to the bottom. However, once the bread was completely cooled, they lent a crunchy bite that my family liked. The dark chocolate also cut down on the sweetness which meant we could eat more it in one sitting.
Hi Jen,
I love your recipes, and I am looking forward to trying this one as well.
Quick question though: the classic banana bread has both baking soda as well as baking powder. This one has only baking soda. Why the difference, and is it supposed to be like that? I am a little surprised, since cocoa and chocolate chips are heavier, and theoretically need more oomph to rise and bake. Can I add raisins, and if ok, would you possibly guide as to how much quantity? I try to bake very precisely and I use metric system for measurements.
Thank you again,
Hi Loretta, so glad you like the recipes! I developed the two banana breads pretty far apart so honestly, I’m not sure why one includes baking soda and one does not (but I do know that they both rise nicely)! And yes, it would be fine for you to add raisins to this; I’d suggest about 1/2 cup. Hope you enjoy!
This tastes delicious. Unfortunately, mine didn’t rise and I noticed afterwards that my baking powder had expired….doh.
I cant wait to make it again, properly this time!
Love the recipe! I have made this a bunch of times. I usually bake using a scale. I was a little short on bananas this time and subbed some unsweetened apple sauce for 30 g of banana. It turned out just as beautiful and delicious as usual. Unsweetened applesauce is a great sub by weight for banana.