Chocolate Banana Bread
- By Jennifer Segal
- Updated July 29, 2026
- 445 Comments
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Rich, chocolaty, and loaded with sweet banana flavor, this chocolate banana bread turns those spotted bananas on your counter into an irresistible snack that’s wonderful any time of day.

If you love banana bread but never say no to chocolate, this chocolate banana bread combines the best of both. Cocoa powder and plenty of chocolate chips create rich chocolate flavor, while sour cream keeps every slice exceptionally moist and tender. Ripe bananas add natural sweetness and plenty of banana flavor. It comes together like a classic quick bread but tastes almost like chocolate cake—perfect for breakfast, an afternoon snack, or dessert.
Love chocolate quick breads? Be sure to try my chocolate zucchini bread too—it’s just as rich, moist, and chocolatey.
“Exquisite, fabulous, hands down the most beautiful, moist, decadent, delicious, cake-like, chocolaty, awesome banana bread I’ve ever had.”
What You’ll Need To Make Chocolate Banana Bread

- All-purpose flour: Provides the structure for the loaf. Measure it by spooning the flour into your measuring cup and leveling it off with a knife rather than scooping directly from the bag, which can pack in too much flour and lead to a dry loaf.
- Natural unsweetened cocoa powder: Gives the bread its rich chocolate flavor. Be sure to use natural cocoa powder rather than Dutch-process cocoa, as its acidity reacts with the baking soda to help the loaf rise properly.
- Baking soda: The leavening that gives the bread its lift and tender crumb. It reacts with the acidity in the natural cocoa powder and sour cream. (Baking powder is never a suitable substitute; for more on the difference between the two, see my guide to baking soda vs. baking powder.)
- Salt: Enhances both the chocolate and banana flavors while balancing the sweetness. All sweet treats need a touch of salt!
- Unsalted butter: Adds richness and buttery flavor. Make sure it’s softened to room temperature so it creams easily with the sugar.
- Sugar: Sweetens the bread while also contributing to its soft, tender texture.
- Large eggs: Bind the batter together and provide structure.
- Mashed bananas: The riper the bananas, the better. Look for peels that are heavily speckled or mostly brown, as overripe bananas are sweeter, softer, and mash more easily into the batter. Frozen bananas work well too (see my post how to freeze bananas for details on freezing and thawing). Pro tip: To quickly ripen bananas, store them in a loosely sealed brown paper bag.
- Sour cream: One of the keys to this recipe. It makes the loaf exceptionally moist and tender while its acidity works with the baking soda to create a lighter texture. Full-fat plain Greek yogurt can be substituted in a pinch.
- Vanilla extract: Rounds out the flavors and enhances both the chocolate and banana.
- Semi-sweet chocolate chips: Create little pockets of melted chocolate throughout the loaf for a double dose of chocolate. Feel free to stir in a handful of chopped walnuts or pecans for crunch, or substitute some of the chocolate chips with white chocolate or peanut butter chips for a fun variation.
- Jump to the printable recipe for precise measurements
STEP-BY-STEP Instructions
Step 1: Mix the dry ingredients. Whisk together the flour, cocoa powder, baking soda, and salt. Set aside.

Step 2: Cream the butter and sugar. In another bowl, cream the butter and sugar until light and fluffy. This step helps create a tender crumb, so don’t rush it.
Pro tip: Make sure your butter is fully softened before you start — it should give easily when you press it but still hold its shape. If it’s too cold, it won’t cream properly; if it’s too warm and greasy, you won’t get that light, fluffy texture.

Step 3: Add the eggs. Add the eggs one at a time, beating well after each addition until fully incorporated before adding the next.

Step 4: Add the dry ingredients. Add the dry ingredients to the butter mixture and beat gently until just combined.

Step 5: Mix in the bananas, sour cream, and vanilla. Mix in the mashed bananas, sour cream, and vanilla until just evenly incorporated. It’s important to avoid overmixing once the flour is added, as it develops the gluten in the flour, which can make quick breads tough instead of tender.

Step 6: Fold in the chocolate chips. Add the chocolate chips and fold with a rubber spatula until evenly incorporated. The batter will be quite thick—that’s exactly what you want. Pour the batter into a greased loaf pan and spread evenly with a spatula. Don’t worry if it isn’t perfectly level, as it will even out as it bakes.

Step 7: Bake and cool. Bake for about 70 minutes, or until done. A toothpick inserted into the center should come out with a few moist crumbs attached but no wet batter. Because chocolate batters are dark, it’s harder to judge doneness by color alone. Let the bread rest in the pan briefly, then turn it out onto a rack to finish cooling. The bread is best freshly baked, but keeps at room temperature for up to 3 days or can be frozen for longer storage.
Freezing tip: If you’d like to enjoy the bread as an occasional snack when a craving strikes, before freezing, slice the bread and wrap the slices individually— that way you can pull out exactly what you need rather than thawing the whole loaf.

Ripe Bananas? More Banana Breads You May Like
Chocolate Banana Bread
Ingredients
- 1¼ cups all-purpose flour, spooned into measuring cup and leveled-off
- ¼ cup natural unsweetened cocoa powder, such as Hershey's (see note)
- 1 teaspoon baking soda
- 1 teaspoon salt
- ½ cup (1 stick) unsalted butter, at room temperature
- 1 cup sugar
- 2 large eggs
- 1 cup mashed very ripe bananas, from 2 to 3 brown bananas
- ½ cup sour cream
- 1 teaspoon vanilla
- ½ cup semi-sweet chocolate chips
Instructions
- Preheat the oven to 350°F (175°C) and set a rack in the middle position. Grease a 9 x 5-in (23 x 13-cm) loaf pan with non-stick cooking spray.
- In a medium bowl, combine the flour, cocoa powder, baking soda and salt. Whisk until there are no more lumps in the cocoa powder and the mixture is well combined. Set aside.
- In a large bowl or electric mixer fitted with the paddle attachment or beaters, beat the butter and sugar until light and fluffy, 2 to 3 minutes. Add the eggs one at a time, incorporating well after each addition. Add the dry ingredients and beat gently until just combined. Add the bananas, sour cream and vanilla and mix on low speed to combine. Fold in the chocolate chips. Do not overmix.
- Pour the batter into the prepared loaf pan and spread evenly with a spatula. Bake until a toothpick inserted into the center comes out with a few moist crumbs attached, about 1 hour and 10 minutes. Let the loaf rest in the pan for about 10 minutes, run a blunt knife around the edges to loosen, then turn it out onto a rack to cool completely.
Notes
- There are two types of unsweetened cocoa powder: natural (such as Hershey's) and Dutch-processed. Dutch-processed will not work in this recipe.
- Make-Ahead/Freezing Instructions: The bread is best enjoyed fresh, but it can be wrapped in aluminum foil and stored at room temperature for up to 3 days. If you'd like to keep it longer, the bread can be frozen for up to 3 months. After it is completely cooled, wrap it securely in aluminum foil, freezer wrap, or place in a freezer bag. Thaw overnight in the refrigerator before serving.
Nutrition Information
This website is written and produced for informational purposes only. I am not a certified nutritionist and the nutritional data on this site has not been evaluated or approved by a nutritionist or the Food and Drug Administration. Nutritional information is offered as a courtesy and should not be construed as a guarantee. The data is calculated through an online nutritional calculator, Edamam.com. Although I do my best to provide accurate nutritional information, these figures should be considered estimates only. Varying factors such as product types or brands purchased, natural fluctuations in fresh produce, and the way ingredients are processed change the effective nutritional information in any given recipe. Furthermore, different online calculators provide different results depending on their own nutrition fact sources and algorithms. To obtain the most accurate nutritional information in a given recipe, you should calculate the nutritional information with the actual ingredients used in your recipe, using your preferred nutrition calculator.
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Your recipe Chocolate Banana Bread looks delicious, but husband does not like bananas. Could applesauce be substituted? And would it be the same amount? I have made many of your recipes and have your two books. Thanks for the great inspirations.
Hi Jean, Does your husband like zucchini? If so, I’d recommend this zucchini bread. It will also satisfy your chocolate craving.
Being 69 years old, I’ve been making banana bread for well over a half century… : ) In all that time, I’ve made sooo many loaves of banana bread & banana muffins, & with some really super tried & true recipes, that I’ve found over the years, but NONE of them come even close to being as delicious as this one…With as good as this bread is, & a recipe so quick & easy to get into your oven, you’ll be making it again & again… : )
Thank you Jenn Segal for making my family & friends very happy….
I’ve made this a few times for my family and they just love it! It’s the only banana bread they want to eat, it is so delicious!
I’ve made this recipe several times, and it is the ONLY banana bread recipe that I make now. My family and friends love, love, love it! Even my sister, who is a very picky eater, rates it as “Excellent”. Thank you so much for this recipe.
This recipe was truly delicious. I am gluten intolerant so eat gluten free, therefore I substituted organic oat flour and the recipe still came out perfectly. It was an absolute delight! Easy to make, baked exactly as described.
Thank you Jenn!
Ps—ordered your newest cookbook for a wonderful friend who loves to cook! Grateful to have discovered you. God bless.
💗
My bread fell in the middle 😭😭 any suggestions? But MY GOD the taste was amazing!
Hi Katie, Sorry it sunk! That typically means it’s a little undercooked. Next time I’d leave it in the oven for a few extra minutes. 🙂
Is it possible to leave out the sour cream?
I wouldn’t recommend it — sorry!
Def five star!
These are delicious! If I want to make into muffins- what changes, if any do I need to make?
Hi Kathryn, for muffins, keep the oven temp the same and start checking them for doneness at about 23 minutes. You could also consider these banana chocolate chip muffins. Hope you enjoy whatever you make!
Thank you, at 23 min, muffins done in my oven. Delicious! A little flatter than your other muffin recipes, but I’ll attribute that to substituting White Lily flour, which is a little different from regular all purpose. Another homerun recipe!
Glad they came out well — thanks for reporting back!
First time I made this recipe and it’s sooo good and love chocolate !!! Soft and moist , will definitely make this again ❤️ your recipes doesn’t disappoint.
Wow was this ever delicious! My husband loves banana bread and loves chocolate chips in it. Well, this recipe put him in heaven. This will be made again and again.